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Sand Oak Divorce Solutions is dedicated to providing our clients with an fair, reasonable, less stressful and less expensive divorce solution in Panama City and surrounding areas. Sand Oak Divorce Solutions doesn't provide legal or tax advice.

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Sand Oak Divorce Solutions

Are you thinking about divorce and not sure where to start?


Already somewhere into the divorce process itself? 


Final Judgement has been filed and you're moving forward in

"the transition"? 

Have Military, SBP, or Federal Service divorce questions? 

Need assistance with preparation and facilitation of QDRO (or like orders), COAP, TSP Retirement Benefits Court Order Division, IRA Division, or Military Retirement Pay Division Orders?


Wherever you are in this difficult journey, there is a

"better way" that can save you time and money.


No matter if you are at the beginning, the middle or the end of your divorce, we can help you get answers to your financial questions and overcome the financial obstacles you face.  

Sand Oak Divorce Solutions provides a wide range of divorce related services and specializes in helping couples divorce their finances peacefully - so that both parties are satisfied with the outcome.  Our top priority is to provide resources and expertise our clients need to make sound financial decisions throughout the divorce process, as well as their transition into their post-divorce lifestyle. We recognize that people are busy and are able to conduct business and meetings either by phone or virtually. 


One of the greatest impacts of divorce is financial. Conversations may become heated, arguing ensues and neither party feels at peace in the process. Often, disagreements in the financial area of divorce can cause delays for months or even years.


We care about you, your family and who and what you value in your life. Let us help you to save time, money, and stress so you can begin your new life with confidence.  Contact us today.

No-Cost Initial Strategy Session

Let's talk about your unique situation and the best way to get your life back on track.

Comprehensive Analysis

After our initial consultation, we will create a financial plan that best fit your needs.

Post-Divorce Transition

So…now your divorce is final – are you completely done? No, there are important steps to ...


Enjoy our video tips to improve your financial outcome.


All your questions answered by our financial expert.


I highly recommend the services of David Smith.  David’s knowledge of the process which was required to identify and evenly distribute assets in a fair and equitable manner was invaluable.  There were many pockets of income and assets that David identified which I had not thought of, nor did I consider being of worth, yet their value was significant. 

His expertise and ability to know the right questions to ask directly impacted my settlement amount and expedited the conclusion of our agreement.  In addition, David’s work enabled me to understand the financial process in a way that was at times overwhelming at best. 
Because divorce is such an emotional time, David’s steady voice of reason resonated throughout the process. Moving forward, I am armed with knowledge I can build on when investing funds for the future. 


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Latest News

During this COVID-19 situation, Sand Oak Divorce Solutions is here to serve you, open and fully operational. We are available to answer your divorce related financial questions, hold strategy sessions and financial mediations, and to navigate your divorce process and assist with your post-divorce transition either by phone or through our online capabilities. 


Sand Oak Divorce Solutions, LLC does not provide tax or legal advice. Be sure to consult with your own tax and legal advisors before taking any action that would have tax or legal consequences.  We serve clients in Panama City, Panama City Beach, Rosemary Beach and all along 30-A, Lynn Haven, Callaway, Parker, Mexico Beach, Ft. Walton Beach, and Niceville.


Also servicing Tyndall, Hurlburt and Eglin AFB areas, Naval bases in Panama City and Pensacola, Tallahassee and Southeast Alabama. We can also assist couples statewide virtually. 


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