Sand Oak Divorce Solutions, LLC does not provide tax or legal advice. Be sure to consult with your own tax and legal advisors before taking any action that would have tax or legal consequences.  We serve clients in Panama City, Panama City Beach, Rosemary Beach and all along 30-A, Lynn Haven, Callaway, Parker, Mexico Beach, Ft. Walton Beach, and Niceville.


Also servicing Tyndall, Hurlburt and Eglin AFB areas, Naval bases in Panama City and Pensacola, Tallahassee and Southeast Alabama. We can also assist couples statewide virtually. 


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April 5, 2018

There is no doubt that divorce hurts - it’s confusing and involves some heavy emotions.

It’s at this tender time when you need to get really serious about what lies ahead. The decisions you make and sign off on with your final agreement, will affect you……forever.


November 13, 2017

Step # 5 - How can I be creative, clever, and patient throughout the entire divorce process?

October 24, 2017

Step #4 - How do I prepare myself to keep things business like, and negotiate with a level head, during my divorce?

October 3, 2017

Step # 3 - Answer this key question for yourself: What do I want going forward for our divorce and future to look like, for me and my spouse?

Process options include:

1. Kitchen table negotiations (go it alone, with no legal or financial advice) - You both resolve a...

August 24, 2017

Step # 2 – Write down detailed answers to this question…“What do I need in the form of a roof over my head, liquid cash, future retirement dollars, types of insurance coverage, and lump sum and / or ongoing financial support for myself and my children?”

After first iden...

August 23, 2017

Step #1 – Understand your current financial reality. Where are you today…financially?

When you are just entering the divorce process, it’s critical to be certain of what you own, what you owe, all of your sources of income (earn), and what you spend.

This may feel overwh...

August 22, 2017

Welcome!  As this is my first blog, let me briefly introduce myself.  I’m David Smith – a Certified Divorce Financial Analyst® (CDFA™) living in Panama City, Florida. In my role as a Divorce Financial Planner and Collaborative Financial Neutral, I am dedicated to...

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About Us

Sand Oak Divorce Solutions is dedicated to providing our clients with a fair, reasonable, less stressful and less expensive divorce solution in Panama City and surrounding areas. 


Give us a call (850) 252-6325

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